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Wake Up Your Wallet with a Cash Bonus
Stop counting sheep when you could be counting Benjamins. For a limited-time, earn $400 on Business Savings and $200 on Personal Savings.
Save Smarter with Us
Earn more than the national average APY.
Business Savings Calculator
3.90% APY2
Account balance: $1,000
Bank | APY | 1-Year Est. Earnings |
---|---|---|
Live Oak Bank | 3.90% | $39.00 |
National Average | 0.46% | $4.60 |
Personal Savings Calculator
4.50% APY2
Account balance: $1,000
Bank | APY | 1-Year Est. Earnings |
---|---|---|
Live Oak Bank | 4.50% | $45.00 |
National Average | 0.46% | $4.60 |

Business Banking Made Easy
Save time and money by electronically depositing checks into your business account from the convenience of your office or place of business.

Business Solutions
We offer business owners personal guidance through the lending process and easy-to-use banking products.
- Customized Loans
- Checking with Treasury Services
- High-Yield Savings
- High-Yield Certificates of Deposit (CDs)

Personal Banking
We get that individuals like you need great rates, FDIC insurance* and no fees.
- High-Yield Savings Accounts
- High-Yield CDs
Experience a Different Way of Business Lending
Our bankers connect directly with you to determine the right loan strategy for your business and offer a variety of lending options including: SBA, USDA, conventional and custom business loans tailored to your needs.
- SBA Preferred Lender
- #1 SBA 7(a) Lender by dollar amount for FY 2023*

Our Approach Sets Us Apart
A fully digital bank, we don't have branches and don't work on commission. This means our focus is entirely on you.
About Us